Merchant Services

Whether your business already accepts credit cards, or is interested in expanding to offer this convenience, we can help. We can set up a simple and affordable merchant program to help you grow by increasing sales, reducing expenses and ensuring prompt payment.

Want to sell gift cards from your business? We can help with that as well.

Generate immediate income, as well as expanding your customer base, by having customers purchase gift cards to give to friends, business contacts, etc.
Contact us at 319-373-5400 with any questions about merchant services.


Wire Services

Transfer funds from Heritage Bank to another financial institution on the same business day.

Cutoff times for outgoing wires are:
International – 1:30 pm central
Domestic – 3:00 pm central.


Automated Clearing House ACH

Generate electronic payments through our ACH program. We can generate payrolls or other types of automated payments. Contact us at 319-373-5400 for more information.

Night Depository

Each of our convenient locations has a night depository that you can leave your deposits in during non-banking hours. Contact us at 319-373-5400 for more information. Keys are available for larger bags.


Personal Financial Statement

Lending customers are asked to provide us with an annual personal financial statement. Please click here to download, fill out the form, print and mail it to our Marion office at 695 Marion Blvd, Marion, Iowa 52302.